13 min read is part of the job. Even if they don’t require pet sitters and walkers to be insured, it may still be very wise for you to obtain a policy. Some will require that sitters obtain a liability insurance policy to use the service, but most do not. Everything You Need to Know About Hiring Pet Sitters & The Business of Pet Sitting - INFOGRAPHIC, How to Make the Best Impression in a Phone Interview. PetSitter.com is the #1 way pet parents find loving pet sitters, walkers, and boarding. Both General Liability and Professional Liability coverage are included in the pet sitter’s policy. You need to mitigate these risks, have access to resources to make the situation right, and ensure you are covered by investing in pet sitter insurance. Choose a policy and pay your first premium. Similarly, some policies won’t cover damages that occur while you have live animals in the vehicle. Start by posting a free pet sitter profile and look for open pet sitter positions in your area all from the same place. Dog Care Read a transcript of this video. Animal hospitals and veterinarians Pet boarding Pet groomers Pet sitters Pet trainers and dog walkers Choose the best rate and coverage Insureon helps pet care professionals compare insurance quotes … As a pet sitter, it’s your job to provide the best care possible for the pets you are responsible for. What exactly does pet sitting insurance … They won’t trust just anyone with their pets. pet sitting, dog daycare, grooming, pet taxi, dog training, pet portraits, and pooper scoopers. Firefox, They want a company they can trust. Auto insurance will protect you (and potentially your employees) from any damages that arise during the business use of a vehicle. Dog walking insurance from Pet Business Insurance. Search for companies that insure pet sitters. Learn which types of insurance … You have a couple of worries on this subject . Do you have a dog-walking or dog-sitting business? Pet Care Insurance Providers. But you may find yourself in hot water if your client’s dog becomes injured while visiting your home. 1. Whether you are an independent contractor, own a pet sitting company, or are a subcontractor for other pet sitting organizations, having pet sitter insurance is a worthwhile investment. In fact, you should probably start with any insurance companies you already have a policy with (such as your car, homeowner’s, or rental insurance provider). All pet sitting policies include general pet sitting liability insurance, which helps you with the cost of legal claims against you from injuries or damages sustained by a third party during your … by Professional United Pet Sitters LLC The following companies are known to provide quality pet sitting insurance to individual pet sitters as well as professional pet sitting businesses. Work with a local member agent in the Trusted Choice network for all of your pet sitting insurance and bonding needs. K9ofMine.com is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com. Pet sitters clearly meet the second criteria, as they’re responsible for the pets – and in many cases the homes – of their clients. Umbrella insurance policies help to protect you from any gaps in your coverage. While we provide information resourced and canine education, the content here is not a substitute for veterinary guidance. From pet sitting insurance to dog walking business insurance, Travelers provides tailored coverage for your pet … This requirement includes pet sitters. Given the risks driving always presents, this is an important consideration for dog sitters and walkers – particularly those who employ others. What Does it Mean to be Bonded and Insured as a Pet Sitter? There are a variety of referral services available, and they all have different policies regarding insurance. As you can see, having this type of coverage will ensure you and your business are covered for any event while an animal is in your care. Ben Team To do this, you need to know as much as possible about the animals you are watching. Get tons of great dog training tutorials, canine gear guides, and the latest doggy discounts. Being bonded and insured is a vital part of owning a pet-care business. PUPS highly recommends you become and remained insured with a quality Pet Sitter Insurance provider throughout your pet sitting … Bonding will cover any losses experienced by the client in the case that you steal or misplace some of their property. We have been involved in all the aspects of workers compensation for pet sitting and IC’s. Martha has been featured as a Child Care Expert in hundreds of publications across Canada including The Globe and Mail, CBC, Today's Parent and The National Post, She lives in British Columbia with her husband and two daughters. Public liability, loss & much more. How Do I Obtain a Pet Sitting Insurance Policy? Ben’s had the chance to work with hundreds of different species, but his favorite animals have always been dogs. Pet Sitting Insurance can give you financial protection if an accident occurs and having insurance can … It also … Pet sitting is providing care for an animal in a client’s home. A few hours later, you accidentally drop the phone, leaving your client with a several hundred dollar loss. However, for pet sitters, there can be many more strands to public liability cover than other forms of … Fortunately, many of these things are pretty fun to think about. If you don’t already have it, give some serious considering into getting pet care insurance. Some (including Rover) do provide some insurance coverage to clients who book services through the company, but the nature of the coverage varies wildly from one business to the next. You’ll surely notice that most of the successful pet sitters are insured (they’ll usually advertise that they are), and potential clients will usually prefer pet sitters who have policies in place. Or we drop in to feed the cats and change their litter. You may even be legally required to obtain worker’s comp, depending on your location and the nature of your business. It will also give you the peace of mind in knowing that you have coverage, should something unforeseen occur. Without insurance, you can … Your typical pet-sitting procedures may also influence your insurance needs. Not all states require pet sitters to be licensed, although a pet sitting business must be registered with the state. This includes, but is not limited to, dog walking. It may even be wise to cough up a couple of hundred dollars to speak with an attorney about your potential liability before securing a specific policy. We’ll talk about each of these reasons below. Dog Parks: To Use or Not to Use–That is the Question! Pet sitters do not need a license to operate, although acquiring a business license is advisable, but not necessary. 6 Ways to Improve The First Walk with an Unfamiliar Dog. Pet sitters need several skills to be successful in their jobs. Sure, it’s understandable that you might think ‘hey, I’ll deal with that later down the track’. Pet sitting is more than taking dogs on walks or practicing pet behavior training. A number of things can go wrong when you’re taking care of a client’s pets. Pet sitting insurance is important for pet sitters, dog walkers and dog runners. Pet Sitters face their own specific set of risks and liabilities. From public liability to care, custody and control, we explain what type of insurance is needed to be as professional pet sitters. Customers are looking for someone who takes their job professionally and can treat their home and pets with great care. Most will gladly provide you with a quote for free, and some will even allow you to obtain quotes directly from their website. What is Pet Sitter Insurance + Why Would a Pet Sitter Need Insurance? A bond would likely pay for the phone in these circumstances. “An employee dishonesty bond is typically what you’re going to need, paired with the liability insurance to be adequately covered as a pet sitter or dog walker.” A bond is not insurance, but it will protect the client and it will protect you, the pet sitter or pet sitting … “Without needed liability coverage, sitters are taking a huge risk. But there are also a number of things you’ll have to figure out that are less fun. After all, you probably got into this business because you like caring for pets, not because you want to worry about things like financial liability. Also, like insurance, bonding helps to project a professional appearance to potential clients, and it’ll often help you be more competitive in the marketplace. Insurance policies not only provide potential clients with more peace of mind, but they also help you project a professional appearance. Your pet care business can face both property and liability risks. Even if a pet sitter earns a small amount of money, they still need to claim earnings on their personal income tax return. While this is not something you probably want to think about, these are the risks and threats to you as a pet sitter and as a business owner. Does Location Matter? One of the dogs spotted a cat sitting under a bush next to the … If any of these things happen, you may find yourself on the receiving end of a court summons. Get exclusive access to the most relevant, must-read pet care articles. Once you've decided on the best coverage for your pet sitting services, you will need to review different insurance policies to determine which providers offer the best deal. I need to supplement my income. We have guide with all the resources you'll need! The more gigs you get, thanks – in part – to having insurance, the more money you make in the long run! With this in mind, you certainly need to think about pet insurance, however, there are a few things to consider first. Clients hire pet sitters to exercise and care for their pets when they are unable to do so themselves. Just happens I do have an appointment with a business attorney this next week to chat about my liabilities as a pet sitter. Once you decide to become a pet sitter and make it a business, it changes things. Worker’s compensation insurance (often simply called “worker’s comp”) is an insurance policy that covers the costs employees may incur if they become injured while on the job. This typically includes lost keys, fire damage from … This includes the obvious stuff, like walking the dog, feeding and watering, and providing some interaction while the pet parent is away. You will also benefit from £250 of equipment cover which can be increased up to £30,000 if required. Umbrella policies are most commonly obtained by businesses with a lot of assets to protect, but they can also be wise for startups who engage in high-risk industries. Therefore, you can get coverage for all the pet-related services that you offer. insurance. Or in-home Pet Boarding? Pet sitting insurance. Just note that most insurance policies will not become active until you pay your first premium, so write a check and get it in the mail (or pay via the website, if possible). The above question comes up often in the pet sitting business.